Lumio

Personal finance, made clear

See where your money goes, and where it should.

Lumio is a simple expense tracker. Add what you spend in a couple of taps, and get a clear picture of your month.

Log a spend in seconds

Type the amount and what it was for. Lumio picks the category, how you paid and the account from your habits.

See where it goes

Income vs expenses by month, a spending breakdown by category, and a daily safe-to-spend number.

Private by default

Amounts stay hidden until you tap the eye, so you can open Lumio in public. Your data is only visible to you.

How Lumio treats your data

  • • Lumio never asks for your bank login, card number, CVV, OTP or UPI PIN.
  • • You add transactions yourself. Lumio doesn't connect to or move money in your bank.
  • • Your data is encrypted in transit and at rest, and only your account can read it.
  • • We don't sell your data or show ads, and we delete your data when you ask.